Salary Take-Home Calculator
Calculate your actual monthly salary by accurately computing 4 major insurances and taxes from your 2025 Korean annual salary
Salary Information Input
원
Enter your pre-tax annual salary (including bonuses)
Monthly Non-taxable Amount
원/월
Select or enter your monthly non-taxable income
Total number of dependents including yourself
Number of children under 20 (for tax deduction)
Reverse Calculator
원/월
Enter your desired monthly take-home salary
Popular Amounts
⚠️
Important Notes
- • Results may vary based on non-taxable amount and number of dependents
- • Actual amounts may differ depending on company benefits
- • Please consult your company's payroll department for exact amounts
Calculation Results
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No calculation results
Enter your salary and calculate
Salary Take-Home Comparison Table
Calculation Conditions
- • Monthly Non-taxable Amount: 200K won/월
- • Number of Dependents: 1명
- • Based on 2025 insurance rates and simplified tax table
| Annual Salary | Pre-tax Monthly Salary | Total Deductions | Monthly Take-Home | Deduction Rate |
|---|---|---|---|---|
| 20.0 million won | 1667K won | -138K won | 1529K won | 8.3% |
| 25.0 million won | 2083K won | -184K won | 1900K won | 8.8% |
| 30.0 million won | 2500K won | -237K won | 2263K won | 9.5% |
| 35.0 million won | 2917K won | -294K won | 2623K won | 10.1% |
| 40.0 million won | 3333K won | -352K won | 2981K won | 10.6% |
| 45.0 million won | 3750K won | -410K won | 3340K won | 10.9% |
| 50.0 million won | 4167K won | -449K won | 3718K won | 10.8% |
| 55.0 million won | 4583K won | -507K won | 4077K won | 11.1% |
| 60.0 million won | 5000K won | -573K won | 4427K won | 11.5% |
| 65.0 million won | 5417K won | -640K won | 4776K won | 11.8% |
| 70.0 million won | 5833K won | -679K won | 5154K won | 11.6% |
| 75.0 million won | 6250K won | -767K won | 5483K won | 12.3% |
| 80.0 million won | 6667K won | -787K won | 5879K won | 11.8% |
| 85.0 million won | 7083K won | -808K won | 6276K won | 11.4% |
| 90.0 million won | 7500K won | -894K won | 6606K won | 11.9% |
| 95.0 million won | 7917K won | -915K won | 7002K won | 11.6% |
| 100.0 million won | 8333K won | -1001K won | 7332K won | 12.0% |
Actual salary may differ, use for reference only
Deduction Rate Trend by Salary
20.0 million won
8.3%
25.0 million won
8.8%
30.0 million won
9.5%
35.0 million won
10.1%
40.0 million won
10.6%
45.0 million won
10.9%
50.0 million won
10.8%
55.0 million won
11.1%
60.0 million won
11.5%
65.0 million won
11.8%
Take-Home Salary
Deductions
Complete Salary Take-Home Calculation Guide
🛡️ 4 Major Insurances
National Pension
- • Insurance Rate: 4.5% (Employee portion)
- • Application Limit: Monthly 370K ~ 5.9M KRW
- • Purpose: Retirement security
- • Notes: Cap applied for high earners
Health Insurance
- • Insurance Rate: 3.545% (Employee portion)
- • Application Base: Based on taxable income
- • Purpose: Medical expense support
- • Notes: Applies to full salary
Long-term Care
- • Insurance Rate: 12.95% of health insurance premium
- • Calculation Method: Health insurance premium × 12.95%
- • Purpose: Elderly long-term care support
Employment Insurance
- • Insurance Rate: 0.9% (Employee portion)
- • Application Base: Based on taxable income
- • Purpose: Unemployment benefits, maternity leave benefits
💰 Taxes
Income Tax
- • Calculation Method: Simplified tax table applied
- • Influencing Factors: Monthly salary, number of dependents
- • Tax Rate Structure: Progressive tax rate structure
- • Deduction Application: Various deductions applied
Local Income Tax
- • Tax Rate: 10% of income tax
- • Calculation Method: Income tax × 10%
- • Purpose: Local government finance
Non-taxable Income
- • Meal Allowance: Up to 200K KRW per month
- • Transportation Allowance: Up to 200K KRW per month
- • Childcare Allowance: Up to 200K KRW per month (under 6 years old)
- • Notes: Excludes taxes and 4 major insurances
📖 How to Use the Calculator
Step 1: Enter Salary
Accurately enter your pre-tax salary and monthly non-taxable amount
Step 2: Dependent Information
Enter number of dependents including yourself and children under 20
Step 3: Execute Calculation
Click the calculate button to check your take-home salary
Step 4: Analyze Results
Review detailed information through deduction breakdown and charts
⚠️ Important Information
- • These calculation results are for reference based on 2025 legal rates
- • Actual salary may vary depending on company payroll system and benefits
- • Simplified tax table is based on general cases and may differ based on individual deductions
- • Non-taxable income may differ by company policy and requires verification
- • Please consult your company's payroll department for accurate salary information
🔗 Related Information
Government Agencies
Related Calculators
- • Retirement Pay Calculator
- • Unemployment Benefits Calculator
- • Year-end Tax Settlement Calculator